Mortgage Matchmaker + Mama on a mission.
Helping families find the right loan: purchases, refinances, investments & more. Clear guidance, zero junk fees.
Helping families find the right loan: purchases, refinances, investments & more. Clear guidance, zero junk fees.
Hey there! I’m Rima Garrett, a South Carolina mortgage matchmaker who believes homeownership should make life easier, not complicated. I live and raise my family in the Cane Bay area, so I understand what matters: school runs, quality family time, and the joy of building a home that feels safe, comfortable, and full of memories.
I help first-time buyers, growing families, and investors find the right loans loans that make sense for their real lives and long-term goals. I focus on residential lending, and because I work as a mortgage broker, I can shop around for the most competitive rates and loan options-something the big banks don’t always do.
Think of me as your personal mortgage matchmaker: I do the comparing, number-crunching, and explaining so you can focus on building the home and life you’ve been working toward.
Buying a home is a big milestone, and honestly, it should feel exciting, not overwhelming. I know the South Carolina housing market inside and out, and I help borrowers through the process step by step: from pre-approval and comparing rates to choosing the right home loan and closing the deal. My goal is to keep things simple, transparent, and family-first the whole way through.
Whether you’re buying your first home, upsizing for your growing family, or investing in a second property here in the Palmetto State, I’ll make sure you get mortgage options that truly fit your budget, timeline, and long-term goals. Think of me as your guide (and cheerleader) through the entire process.
Every family has different priorities. Below are the core products I work with frequently. Together, we'll decide which one actually fits your goals.
Working with a South Carolina mortgage broker means you don’t have to do all the heavy lifting. I’ve got you covered! Instead of being limited to one bank’s products, I compare rates and loan options from multiple lenders to find what actually fits your situation (not theirs).
Big banks might try to squeeze you into whatever they’re selling, but I’m here to shop around, explain the tradeoffs, and make sure you feel confident in your choice. The beauty of the brokerage model is simple: more options, better rates, and someone who genuinely cares about getting the right mortgage for you.
Means I can shop around to find you the most competitive rates instead of settling for whatever one bank offers.
I’ll walk you through each option, explain the tradeoffs in plain English, and help you make the choice that feels right for you.
I stay on top of calls, paperwork, and follow-ups so you don’t have to chase anyone down or worry about missing a deadline.
To save you time, lower your stress, and help you keep more money in your pocket.
Ready to take the first step toward your new home? Just fill out a quick application, and I’ll personally give you a call to walk through the next steps-no pressure, no confusion, just a real conversation about how to get you closer to the keys.